SIP Calculator
Estimate the future value of a monthly SIP at an assumed annual return.
Illustrative only, assuming a constant annual return - actual mutual fund returns vary and are never guaranteed. Not investment advice.
Goal Planning
Work out the monthly SIP needed to reach a target corpus by a future date.
Illustrative only, assuming a constant annual return - actual mutual fund returns vary and are never guaranteed. Not investment advice.
Lumpsum vs SIP
Compare investing a lumpsum today against spreading the same total via SIP.
SIP side spreads the same total amount evenly across the period as a monthly SIP, for a fair comparison.
Illustrative only, assuming a constant annual return applied identically to both - real markets don't move in a straight line, and the better strategy depends on the actual path returns take, not just the endpoint. Not investment advice.
Step-up SIP Calculator
See how increasing your SIP amount every year accelerates the corpus versus a flat SIP.
Illustrative only, assuming a constant annual return - actual mutual fund returns vary and are never guaranteed. Not investment advice.
Tax Planning
Upload a CAS (New User) or Altivest Wealth transaction statement (Existing User) to see a capital gains tax breakdown of current holdings.
This is a planning illustration based on rules in effect for FY 2025-26 (post-Budget 2024 capital gains changes) as understood at the time this tool was built - equity-oriented funds: STCG 20% (held under 12 months), LTCG 12.5% on gains above ₹1.25 lakh/year (held 12 months or more, no indexation); debt funds (units bought on/after 1-Apr-2023): taxed at your income tax slab rate regardless of holding period. Tax rules change - always confirm current rates and your own applicable slab with a qualified CA before filing. This is not tax, legal, or investment advice, and Altivest Wealth is not a tax advisor.